CTFN TERMS OF SERVICE

Effective as of June 14, 2016

The following Terms of Use (as amended from time to time, these “Terms”) constitute a binding agreement between you and CTFN, LLC (“we” or “us”), and govern your access to and use of the website and all associated content, located at http://ctfn.news and its subdomains (the “Site”).

Our privacy policy located below (as amended from time to time, the “Privacy Policy”) and is incorporated by reference into these Terms. If you are a subscriber to the Site, you are also subject to the subscriber agreement you entered into with us (as amended from time to time, the “Subscriber Agreement”), which is hereby incorporated by reference into these Terms. To the extent there is a conflict between these Terms and the Subscriber Agreement, the Subscriber Agreement will govern with respect to the use of the Site.

Your use of the Site indicates your acceptance of these Terms. If you do not agree to these Terms, you may not use the Site or any products or services provided on the Site. We reserve the right to revise these Terms at any time by updating this posting and you are responsible for reviewing these Terms from time to time to become aware of any changes. Any revisions to these Terms shall be effective immediately upon posting. Your continued use of the Site will constitute your agreement to the most current version of these Terms.

For the avoidance of doubt, these Terms apply to you regardless of whether you have a paid subscription, are currently accessing the Site through a free trial, or are currently accessing the Site without any paid or trial account. You also acknowledge that these Terms apply to any temporary access passes (including a free trial subscription) granted for use of the Site just the same as for fully paid subscriptions.

If you have any questions or concerns about the Site or these Terms, please contact our representatives at contact@ctfn.news or by mail at 152 Main Street, Westport, CT, 06880.

General

The Site and any content appearing on the Site is for information purposes only and should not be construed as legal, financial, accounting, investment, tax, or other professional advice or as an offer to buy or sell any securities.
We do not advise any person as to the advisability of investing in, purchasing or selling securities or other financial products or the suitability of any investment manager.

You acknowledge that you are knowledgeable and sophisticated in the area of investing, trading, market trends and business analysis.

You should consult with a financial advisor and legal and tax professionals to assist in conducting due diligence as may be appropriate prior to making any investment decision or hiring any investment manager.

Nothing in the Site constitutes an offer or solicitation of an offer to buy or sell any securities.

Any forward-looking statements presented within the Site are inherently uncertain and cannot be relied upon. Actual results could differ materially from those projected in such forward-looking statements.

User Representations

As a condition of your access to and use of the Site, you represent and warrant that:

• You are over eighteen years of age and of legal age to form a binding contract with us;
• You will pay all service, telephone, data charges and/or other fees and costs associated with your use of the Site;
• You have not and will not provide false information or impersonate another person in your use of the Site;
• You will only use your own user name, email address, password, mobile phone number and other information to access any secured portion of the Site;
• You will maintain the confidentiality of your user name, email address and password at all times, and we will not be responsible for any lost or misused passwords or other information or for any unauthorized access occasioned by the foregoing;
• You will not assist anyone in gaining unauthorized access to the Site, including but not limited to any servers or accounts to which such person is not authorized to access;
• You will only attempt to access the areas of the Site which you have been authorized to access, and you will not log into any servers or accounts which you are not authorized to access; and
• You will notify us if you are aware of any unauthorized use of your user name, email address or password in an attempt to access the Site.
By using the Site, you agree not to do any of the following:
• You may not reproduce, redistribute, disseminate, publish or display content on the Site, in whole or in part, to any third parties without our prior written permission, except as may be required by law, regulation or legal process.
• Make use of any of our trademarks or service marks contained on the Site without our express written consent, which may be withheld in our sole discretion.
• Upload or transmit any communications or content of any kind that infringes or violates any rights of any party, including but not limited to, intellectual property, privacy and/or publicity rights.
• Use the Site for any purpose in violation of local, state, federal or international laws or regulations.
• Use the Site to distribute advertising or other unsolicited material.
• Forge any TCP/IP packet header or any part of the header information in any email or other posting.
• Use any scraper, spider, bot or other automated means to access the Site.
• Restrict or inhibit any other user from use and enjoyment of the Site, including, but not limited to, by means of hacking, overloading, “flooding,” “mailbombing,” “crashing,” submitting a virus to, damaging, disabling, impairing or defacing the Site.
• Probe, scan or test the vulnerability of a system or network associated with the Site.
• Remove any copyright, trademark or other proprietary rights notice from the Site.
• Engage in any other activity that we deem improper or abusive.

We reserve the right, but shall not be required, to monitor, edit or remove any content from the Site, and to suspend or deny access to the Site for scheduled or unscheduled maintenance, upgrades, improvements or corrections, in each case without notice for any reason or no reason and without your permission. We also reserve the right, in our sole discretion, to block your internet protocol address or terminate your account without refund for any activity we deem improper, abusive or otherwise in violation of these Terms.

Violation of our security rules may result in civil or criminal liability in addition to the termination of your access rights. We may investigate occurrences which may involve such violations and may involve, and cooperate with, law enforcement authorities in prosecuting users who are involved in such violations.

Authorized Use of Content

The Site, including all content thereon, is owned by us, our suppliers or licensors and is protected by U.S. and international intellectual property laws. We authorize you to view and download a single copy of Site content, for which you have paid all required fees, solely for your personal and educational use.

You agree to maintain all copyright and other intellectual property notices included in any of our content.

You may not modify, decompile, disassemble, decrypt, extract or otherwise reverse engineer any of our content, or create derivative works based upon all or part of the content.

We reserve all rights not expressly granted to you in these Terms and no additional rights are granted by implication, estoppel or otherwise.

Third Party Content

You agree that we do not endorse and that we are not responsible for any third party content appearing on the Site and that we shall have no liability for any such content, including content that is false, misleading, abusive, defamatory or obscene or that violates any local, state, federal or international law or regulation or any rights of another individual or entity. You also agree that we are not responsible for the content of any other websites linked to the Site and that the inclusion of any link to such third party websites does not imply our endorsement of such websites. Your linking to any off-site pages or other websites is at your own risk. In addition, your use of third party websites will be subject to any terms of service and privacy policies of those third party websites.

Disclaimers and Limitations on Liability

THE SITE IS INTENDED TO BE A GENERAL INFORMATION RESOURCE ONLY AND YOU EXPRESSLY AGREE THAT ACCESS TO AND USE OF THE SITE AND SERVICES IS AT YOUR SOLE RISK. WE MAKE NO REPRESENTATIONS OR WARRANTIES, EXPRESS OR IMPLIED, THAT THE SITE WILL MEET YOUR EXPECTATIONS OR REQUIREMENTS.

ANY FORWARD-LOOKING STATEMENTS PRESENTED WITHIN THE SITE ARE INHERENTLY UNCERTAIN AND CANNOT BE RELIED UPON. ACTUAL RESULTS COULD DIFFER MATERIALLY FROM THOSE PROJECTED IN SUCH FORWARD-LOOKING STATEMENTS.

WE DO NOT WARRANT THE ACCURACY OF ANY INFORMATION PROVIDED ON THE SITE AND SUCH INFORMATION IS PROVIDED ON AN “AS IS” BASIS. WE DO NOT MAKE ANY EXPRESS OR IMPLIED WARRANTIES, INCLUDING BUT NOT LIMITED TO, ANY WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE OR USE, TITLE OR NON-INFRINGEMENT, REGARDING ANY CONTENT CONTAINED ON THE SITE. WE ASSUME NO RESPONSIBILITY FOR ANY DELETION, DELAY IN OPERATION OR TRANSMISSION, THEFT OR DESTRUCTION OR UNAUTHORIZED ACCESS TO, OR ALTERATION OF ANY INFORMATION PROVIDED BY YOU.

WE ASSUME NO RESPONSIBILITY FOR ANY PROBLEMS OR TECHNICAL MALFUNCTIONS OF ANY WIRELESS OR WIRED TELEPHONE NETWORK, COMPUTER ONLINE SYSTEMS, SERVERS, PROVIDERS, COMPUTER EQUIPMENT OR SOFTWARE, INCLUDING ANY INJURY OR DAMAGE TO YOUR OR ANY OTHER PERSON’S COMPUTER, RELATED TO OR RESULTING FROM YOUR ACCESS TO OR USE OF THE SITE OR DOWNLOADING ANY MATERIALS FROM THE SITE.

WE MAKE NO REPRESENTATIONS WITH RESPECT TO THE AVAILABILITY OF THE SITE OR THE LACK OF VIRUSES, WORMS, TROJAN HORSES OR OTHER DESTRUCTIVE CODE ON THE SITE.

IN NO EVENT SHALL WE BE LIABLE FOR ANY INDIRECT, SPECIAL, INCIDENTAL, ECONOMIC, CONSEQUENTIAL, EXEMPLARY OR PUNITIVE DAMAGES ARISING OUT OF THE USE OR INABILITY TO USE THE SITE OR OUR MATERIALS, INCLUDING LOST REVENUES, LOST PROFIT, LOSS OF BUSINESS, LOSS OF GOODWILL, LOSS OF ANTICIPATED SAVINGS OR LOSS OF DATA OR INFORMATION.

Release and Indemnification

You agree that neither we nor any of our employees, directors, officers, agents, other representatives or service providers shall have any liability to you for claims related to your use of the Site, and you hereby release us and our employees, directors, officers, agents, other representatives and service providers from any and all such claims. While we endeavor to keep all subscriber information confidential, you acknowledge that certain security and privacy risks are inherent in your use of the Site and the Internet generally; including, but not limited to, the potential that any data or information transferred via the Site may be subject to security breaches. By subscribing to or using the Site, you acknowledge that you have read our Privacy Policy below.

You agree to indemnify and hold harmless us and each of our employees, directors, officers, agents or other representatives and any service providers we engage to perform services in respect of these Terms from and against any and all costs, claims, actions, proceedings, losses, demands or liabilities (including reasonable legal fees and expenses and amounts paid in settlement) arising out of or relating to: (a) your material breach of any representation, warranty or covenant under these Terms; (b) your reliance on any of the content provided on the Site; or (c) your use of the Site (e.g., security breaches in respect thereof).

DMCA

If you believe any material on the Site infringes upon any copyright which you own or control, or that any link on the Site directs users to another website that contains material that infringes upon any copyright which you own or control, please notify CTFN’s General Counsel Melissa Walker at melissa.walker@ctfn.news or 152 Main Street, Westport, CT, 06880.

Notifications should include the following information:

• Identification of material you claim to be infringed.
• Identification of material you claim to be infringing (including location on the Site).
• Your contact information.
• A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent or law.
• A statement that the above information in your notice is accurate and that, under penalty of perjury, you are the copyright owner or authorized to act on the copyright owner’s behalf.
• A physical or electronic signature of the copyright owner or person authorized to act on the copyright owner’s behalf.

As soon as practical, we will investigate such claims and take appropriate action in accordance with the Digital Millennium Copyright Act, 17 U.S.C. § 512, et seq. Any claims that material on the Site is defamatory or abusive towards you may be directed to the same contact. If your content was removed and you believe that the work is not infringing, that you are permitted to use the content pursuant to applicable law, or that you have the permission of the copyright owner to exploit your content, you may send a counter-notice to the same contact information above.

Governing Law

These Terms shall be governed by and construed in accordance with the laws of Connecticut, USA, without reference to any conflicts of law principles that would result in the application of the laws of another jurisdiction. You agree that any legal action or proceeding concerning your use of the Site shall be brought exclusively in a state or federal court located in Fairfield County, Connecticut, and you submit to the exclusive personal jurisdiction of such courts.

Miscellaneous

We may assign our rights and delegate our duties under these Terms to any party at any time without notice to you or any third party. Our failure to insist upon or enforce strict performance of any provision of these Terms shall not be construed as a waiver of any provision or right. The provisions of these Terms are severable. In the event that any court of competent jurisdiction determines that any provision is invalid or unenforceable, such validity and unenforceability shall not in any way affect the validity or unenforceability of the remaining provisions.

Privacy Policy

Effective as of June 14, 2016

CTFN recognizes the importance of privacy of our users. This Privacy Policy applies to ctfn.news and its subdomains (the “Site”). It explains what types of information we collect from you and how we use and share that information, and provides other important disclosures. To the extent there is a conflict between this Privacy Policy and any applicable Subscriber Agreement, the Subscriber Agreement will govern.

This Site is maintained in the United States. BY USING THE SITE, YOU CONSENT TO THE PROCESSING OF YOUR PERSONAL DATA CONSISTENT WITH THIS PRIVACY POLICY. IF YOU LIVE OUTSIDE THE U.S., YOU AUTHORIZE THE TRANSFER OF YOUR PERSONAL DATA TO THE U.S., WHICH MAY NOT PROVIDE THE SAME PRIVACY PROTECTION AS THE COUNTRY WHERE YOU RESIDE.

Who We Are

When you read “CTFN” or “we,” “our” or “us” in this Privacy Policy, it means CTFN, LLC located at 152 Main Street, Westport, CT, 06880 and Imogen Iden Ventures, LLC.

How We Collect and Use Information

In order to operate the Site and conduct our business, we may collect and use certain information, some of which may be considered Personal Data. “Personal Data” is information that we reasonably can use to identify you as an individual person.

Subscriber Information — When you subscribe to our Site, we collect Personal Data such as your first name, last name, email address, mobile phone number, institution and physical address. We use this information to manage your subscription, communicate with you, keep you informed of new products and services, deliver the requested subscription services and otherwise conduct our business. From time to time, we may also supplement the Personal Data that we have on file about you with data that we obtain from third parties. We use this supplemental information to better understand our users, make customized offers, conduct advertising and enhance user experience with our products and services.

Other Information Provided by You – We collect and use the information that you enter into search fields to analyze Site and search usage over time and deliver relevant content. You may elect to provide us with additional Personal Data through your interactions with us, for example, when you register for daily email alerts, complete a survey, register for a contest or promotion or when you submit a question, comment or feedback. We use this information to administer the promotion or campaign, respond to your request, communicate with you, analyze and understand our users’ experiences and preferences so that we can continually improve our business and offerings.

Information We Automatically Collect – In addition to information you provide, we may automatically collect certain information when you visit the Site. Examples include the name of your Internet service provider, the IP address of the computer or device you are using, your advertising identifiers, the browser and operating system you are using, the date and time you access the Site, and the URL (if any) from which you linked to the Site. We use this information to understand, analyze and measure how users use the Site, manage the Site’s operation, deliver and measure the effectiveness of advertisements, help diagnose and troubleshoot problems, prevent fraud, address security, recognize repeat visitors and facilitate your access to and use of the Site. We generally do not treat this automatically collected information as Personal Data, unless we can reasonably use it to identify you as an individual person. For more information about automatic information collection, please review the section on Cookies below.

How We May Share Your Information

Service Providers – We may engage third party service providers to perform certain functions to support our business, or to help us provide services to you. Examples include cloud and information technology service providers, payment processors and service providers that assist with our customer service operations, as well as companies that assist us with marketing, shipping or delivering materials to you by email or postal service. These third parties may have access to Personal Data needed to perform their functions, but they are not permitted to use it for their own purposes, such as marketing their own products.

Other Websites and Social Media Services – Our Site may link to websites or services maintained by other entities. In that case, when you click on the link, the URL will identify the site you are visiting. These other sites and services are not bound by our privacy policy, and we are not responsible for their information collection practices. The privacy policies of other organizations may differ from ours, for example, with respect to the level of security, use of cookies, and collection, use and disclosure of personal data. Our Site may also allow you to interface with other websites or services, including Facebook, Twitter, Google+, LinkedIn or Amazon. For example, plug-ins such as Facebook’s “Like” button, “Comments” and “Facebook Connect” can connect Facebook, Twitter or other third party services identifiable by their respective logos on the Site. You will remain logged in to those other sites and services until you log off. By proceeding with these interfaces, you allow the Site to access your information on those other sites and services, and you are agreeing to those other sites’ and services’ terms of use and privacy policies. Your use of those other sites and services is subject to the privacy policies of those sites and services, and not this Privacy Policy.

Aggregated Information – We may disclose to third parties aggregated, anonymous information regarding our sales, traffic analysis and other information regarding the Site. This information will not include Personal Data about you.
Merger, Sale or Reorganization – Please be aware that in the event our company or any of its assets are ever sold or in the event that the company is otherwise involved in a merger, acquisition, consolidation, reorganization or liquidation, our customer database and Personal Data may be transferred or licensed to another party.

Law or Legal Process – We may transfer your Personal Data to third parties without notice to you in order to comply with applicable law, regulatory requirements, judicial proceedings, court orders or legal processes; cooperate with law enforcement agencies; protect our rights; or protect the rights of other users of the Site or the public.

Cookies and Online Advertising

We use “cookies” which are small text files placed on your computer. We use cookies to collect information about the pages you view and your activities on the Site, and to enable the Site to recognize you when you return to the Site. If you do not want to receive cookies from the Site, you can set your browser to not accept cookies. If you block our cookies, however, you may lose some website functionality. To find out more about cookies, you can visit a third party site dedicated to teaching more about cookies: www.aboutcookies.org.

In addition, we and some third parties including our ad management partners may use cookies and other technologies such as pixel tags, web beacons and clear GIF files (collectively, “Data Collection Technologies”) on our Site to improve the consumer experience on the Site, conduct analytics, measure our marketing efforts, deliver advertisements that may be more relevant to individual consumers and collect information about your activities when you leave our Site and visit other sites on the Internet. We support the Self-Regulatory Principles for Online Behavioral Advertising of the Digital Advertising Alliance (“Principles”). This means that we allow you to exercise choice regarding the collection of information about your online activities over time and across third-party websites for online interest-based advertising purposes. More information about these Principles can be found at www.aboutads.info/.

If you want to “opt out” of receiving interest-based advertisements online, please follow the instructions at www.aboutads.info/choices, or http://www.networkadvertising.org/choices/. An “opt-out” cookie will be placed on your computer or device indicating that you do not want to receive interest-based advertisements. If you delete cookies on your device generally, you will need to opt-out again.

Please note that when you “opt-out” of receiving interest-based advertisements, this does not mean you will no longer see advertisements from us or on the Site. It means that any online ads that you may see will not be based on your particular interests.

When you “opt-out” of receiving interest-based advertisements through one of the links above, Data Collection Technologies may still collect information about your use of the Site, including for analytics and fraud prevention as well as any other purpose permitted under the Principles. When we use the term “Data Collection Technologies,” we are referring to any technology that collects information about your use of the Site and potentially about your activities when you leave the Site and visit other sites on the Internet.

Information Security

The security of your Personal Data is important to us. We employ administrative, physical and technical measures designed to protect your Personal Data from intentional or unintentional use or disclosure. However, we cannot eliminate all security and privacy risks. When you subscribe to the Site, you acknowledge that you are aware of and accept these risks, including, but not limited to, the limitations of security and authentication measures and the chance that any information transferred via the Site may be susceptible to eavesdropping, hacking and other security hazards or misappropriation. We will not be liable for damages of any kind associated with these security risks.

Children’s Information

The Site is directed at securities industry analysts, legal professionals, and other professionals, and not at children. Children under the age of 18 are not permitted to use this Site. We do not knowingly collect, use or disclose information from or about a child under the age of 18. If you become aware that we collect any information of a child under the age of 18, please contact us at the address below so that we may take steps to promptly delete it.

Setting Your Marketing Preferences

You can opt out of any marketing communications you may receive from us by following the “unsubscribe” instructions in any email. You can also send any unsubscribe or opt-out request to us at contact@ctfn.news and we will process your request within 10 business days. We are not responsible, however, for removing your Personal Data from the lists of any third party to whom we have previously provided such information in accordance with this Privacy Policy.

Changes to this Policy

This Privacy Policy is subject to occasional revision and the date of the most recent version will be posted above. If we make any material changes in the way we use your Personal Data, we will notify you by sending you an e-mail to the last e-mail address you provided to us or by prominently posting notice of the changes on the Site and updating the “Effective Date” above. Any changes to this Privacy Policy will be effective upon the earlier of thirty (30) calendar days following our dispatch of an e-mail notice to you, or thirty (30) calendar days following our posting of notice of the changes on the Site. These changes will be effective immediately for new subscribers and users of our Site. Please note that at all times you are responsible for updating your Personal Data to provide us with your most current e-mail address. To do this, please follow the instructions below. In the event that the last e-mail address that you have provided us is not valid, or for any reason is not capable of delivering to you the notice described above, our dispatch of the e-mail containing such notice will constitute effective notice of the changes described in the notice. If you do not wish to permit changes in our use of your Personal Data, you must notify us prior to the effective date of the changes that you wish to deactivate your account with us. Continued use of the Site, following notice of such changes indicates your acknowledgement of such changes and agreement to be bound by them.

Updating Your Personal Data and Contacting Us

If you have any questions about this Privacy Policy, or if you wish to correct or update any Personal Data you have provided to us or deactivate your subscription with us, please contact our representatives at contact@ctfn.news or 152 Main Street, Westport, CT, 06880, tel. +1 203 365 3400.

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